{"id":1450,"date":"2021-05-01T14:35:55","date_gmt":"2021-05-01T11:35:55","guid":{"rendered":"https:\/\/hbrokers.eu\/?p=1450"},"modified":"2026-04-08T14:24:43","modified_gmt":"2026-04-08T11:24:43","slug":"ka-reikia-zinoti-apie-civilines-atsakomybes-draudimo-sutarti","status":"publish","type":"post","link":"https:\/\/hbrokers.eu\/en\/2021\/05\/01\/ka-reikia-zinoti-apie-civilines-atsakomybes-draudimo-sutarti\/","title":{"rendered":"Kod\u0117l privaloma sudaryti TPVCA draudimo sutart\u012f?"},"content":{"rendered":"

\u012e \u0161\u012f klausim\u0105 2021 m. baland\u017eio 29 d. Teisingumo teismas atsak\u0117 byloje Nr. C-383\/19. Teismas i\u0161nagrin\u0117jo pra\u0161ym\u0105 priimti prejudicin\u012f sprendim\u0105 d\u0117l 2009 m. rugs\u0117jo 16 d. Europos Parlamento ir Tarybos direktyvos 2009\/103\/EB d\u0117l motorini\u0173 transporto priemoni\u0173 valdytoj\u0173 civilin\u0117s atsakomyb\u0117s draudimo ir privalomojo tokios atsakomyb\u0117s draudimo patikrinimo (OL L 263, 2009, p. 11) 3 straipsnio i\u0161ai\u0161kinimo. \u0160is pra\u0161ymas pateiktas nagrin\u0117jant Powiat Ostrowski (Ostruvo rajonas, Lenkija, toliau \u2013 rajonas) ir Ubezpieczeniowy Fundusz Gwarancyjny (Draudimo garantij\u0173 fondas, Lenkija, toliau \u2013 Garantij\u0173 fondas) gin\u010d\u0105 d\u0117l galimos rajono pareigos sudaryti motorini\u0173 transporto priemoni\u0173 valdytoj\u0173 civilin\u0117s atsakomyb\u0117s draudimo sutart\u012f d\u0117l transporto priemon\u0117s, rajono \u012fgytos pagal teismo sprendim\u0105 ir skirtos sunaikinti.\u00a0 Rajonas kreip\u0117si \u012f S\u0105d Rejonowy w Ostrowie Wielkopolskim (Did\u017eiosios Lenkijos Ostruvo apylink\u0117s teismas, Lenkija), pra\u0161ydamas konstatuoti, kad gin\u010dijamu laikotarpiu jis neprival\u0117jo apdrausti transporto priemon\u0117s. \u0160is teismas Teisingumo Teismo klaus\u0117, ar egzistuoja pareiga sudaryti valstyb\u0117je nar\u0117je \u012fregistruotos transporto priemon\u0117s draudimo sutart\u012f, kai ji stovi priva\u010dioje valdoje, yra netinkama va\u017eiuoti d\u0117l technin\u0117s b\u016bkl\u0117s ir jos savininko sprendimu yra skirta sunaikinti.<\/p>\n

Savo sprendime Teisingumo Teismas nusprend\u0117, kad sudaryti motorini\u0173 transporto priemoni\u0173 valdytoj\u0173 civilin\u0117s atsakomyb\u0117s draudimo sutart\u012f privaloma, jeigu atitinkama transporto priemon\u0117 vis dar yra \u012fregistruota valstyb\u0117je nar\u0117je ir nebuvo tinkamai pa\u0161alinta i\u0161 eismo pagal taikytinas nacionalin\u0117s teis\u0117s nuostatas.<\/strong><\/p>\n

Vis\u0173 pirma,<\/em> Teismas savo sprendim\u0105 argumentavo tuo, jog faktas, kad transporto priemon\u0117s technin\u0117 b\u016bkl\u0117 nesuteikia galimyb\u0117s automobiliui dalyvauti eisme, neatleid\u017eia automobilio savininko nuo pareigos transporto priemon\u0117s drausti, transporto priemon\u0117 d\u0117l jos prastos technin\u0117s b\u016bkl\u0117s nepraranda transporto priemon\u0117s s\u0105vokos. Prie\u0161ingu atveju b\u016bt\u0173 paneigtas s\u0105vokos \u201etransporto priemon\u0117\u201c objektyvus pob\u016bdis.<\/p>\n

Antra,<\/em> \u0161is privalomas draudimas yra reikalingas tam, jog \u012fvykus eismo \u012fvykiui b\u016bt\u0173 u\u017etikrintos nukent\u0117jusi\u0173 asmen\u0173 teis\u0117s \u012f \u017ealos atlyginim\u0105, kadangi \u017ealos atlyginimo \u012fstaigos \u012fsiki\u0161imas siekiant atlyginti \u017eal\u0105, padaryt\u0105 turtui arba asmeniui transporto priemone, kuri nebuvo apdrausta, numatytas tik tuo atveju, jeigu sudaryti draudimo sutart\u012f yra\/buvo privaloma.<\/p>\n

Tre\u010dia,<\/em> Teismas pa\u017eym\u0117jo, jog vienintelis b\u016bdas, jog transporto priemonei neb\u016bt\u0173 taikoma pareiga jos padrausti \u2013 ji turi b\u016bti oficialiai pa\u0161alinta i\u0161 eismo pagal taikytinus nacionalin\u0117s teis\u0117s aktus.<\/p>\n

Taigi, galime daryti i\u0161vad\u0105, jog sudaryti transporto priemoni\u0173 valdytoj\u0173 civilin\u0117s atsakomyb\u0117s draudimo sutart\u012f privaloma, kai atitinkama transporto priemon\u0117 yra \u012fregistruota valstyb\u0117je nar\u0117je ir nebuvo tinkamai pa\u0161alinta i\u0161 eismo. Pa\u017eym\u0117tina, jog tokia pareiga negali b\u016bti netaikoma vien d\u0117l to, kad tam tikru momentu \u012fregistruota transporto priemon\u0117 yra netinkama va\u017eiuoti d\u0117l technin\u0117s b\u016bkl\u0117s.<\/strong><\/p>\n

\u0160ia aktualia tema yra pasisak\u0119s ir Lietuvos Auk\u0161\u010diausiasis Teismas, i\u0161nagrin\u0117j\u0119s byl\u0105, kurioje buvo sprend\u017eiama d\u0117l transporto priemon\u0117s savininko pareigos j\u0105 apdrausti transporto priemoni\u0173 valdytoj\u0173 civilin\u0117s atsakomyb\u0117s privalomuoju draudimu ir \u0161io savininko atsakomyb\u0117s pa\u017eeidus \u0161i\u0105 pareig\u0105.<\/p>\n

Nuostoliai buvo padaryti, kuomet i\u0161 atsakovo, \u0160vedijoje, nenustatytos tapatyb\u0117s asmenys, pasisavino atsakovui priklausan\u010di\u0105 transporto priemon\u0119 ir ja i\u0161dau\u017e\u0117 parduotuv\u0117s vitrinos lang\u0105, \u012fsilau\u017e\u0117\u00a0 \u012f parduotuv\u0117s vid\u0173 ir pavog\u0117 dal\u012f parduotuv\u0117s preki\u0173. \u0160vedijos nacionalinis draudik\u0173 biuras atlygino nuostolius d\u0117l vogtu automobiliu padarytos \u017ealos ir savo reikalavim\u0105 perdav\u0117 Lietuvos Respublikos transporto priemoni\u0173 draudik\u0173 biurui (LRTPDB), kuris, atlygin\u0119s \u017eal\u0105 \u0160vedijos nacionaliniam draudik\u0173 biurui, nuostoli\u0173 atlyginimo klausim\u0105 perk\u0117l\u0117 atsakovui, t.y. transporto priemon\u0117s savininkui.<\/p>\n

Lietuvos Auk\u0161\u010diausiasis Teismas 2021 m. kovo 10 d. nutartyje civilin\u0117je byloje Nr. 3K-3-48-1075\/2021 pasisak\u0117, jog net ir nenaudojama transporto priemon\u0117 turi b\u016bti apdrausta.<\/strong> Be kita ko teismas i\u0161ai\u0161kino, jog LRTPDB turi teis\u0119 reik\u0161ti reikalavim\u0105 automobilio savininkui nepriklausomai nuo to, kad jis n\u0117ra atsakingas (jam nekyla civilin\u0117 atsakomyb\u0117) u\u017e eismo \u012fvyk\u012f, kuriuo buvo padaryta \u017eala nukent\u0117jusiam asmeniui. TPVCAPD\u012e nustatytas teisinis reguliavimas ir transporto priemon\u0117s kaip didesnio pavojaus \u0161altinio specifika lemia, kad i\u0161 transporto priemon\u0117s savininko yra reikalaujama elgtis itin r\u016bpestingai ir atsakingai. Tod\u0117l tuo atveju, kai transporto priemon\u0117s savininkas ne\u012fvykdo \u012fstatyme nustatytos pareigos apdrausti transporto priemon\u0119 privalomuoju transporto priemoni\u0173 valdytoj\u0173 civilin\u0117s atsakomyb\u0117s draudimu, laikoma, kad jis nesielg\u0117 r\u016bpestingai ir apdairiai. Tik i\u0161imtiniais Civilinio Kodekso 6.253 straipsnio 1 dalyje nustatytais atvejais savininkui gali b\u016bti netaikoma ar ma\u017einama atsakomyb\u0117. Vien tai, kad u\u017e eismo \u012fvyk\u012f yra atsakingas tre\u010diasis asmuo, n\u0117ra pakankamas pagrindas transporto priemon\u0117s savininkui atsakomyb\u0117s netaikyti ar atleisti nuo jos. Jei transporto priemon\u0117s savininkas praranda transporto priemon\u0117s kontrol\u0119 prie\u0161 savo vali\u0105 d\u0117l tre\u010diojo asmens veiksm\u0173, tai turi reik\u0161m\u0117s transporto priemon\u0117s savininko civilin\u0117s atsakomyb\u0117s taikymui LRTPDB at\u017evilgiu tik tuo atveju, jei transporto priemon\u0117s savininkas elg\u0117si itin atid\u017eiai ir r\u016bpestingai, kad neprarast\u0173 galimyb\u0117s valdyti transporto priemon\u0119.<\/p>\n

Transporto priemoni\u0173 valdytoj\u0173 civilin\u0117s atsakomyb\u0117s privalomojo draudimo teisinius santykius reguliuoja TPVCAPD\u012e, kuriame numatyta, jog transporto priemoni\u0173 valdytoj\u0173 civilin\u0117s atsakomyb\u0117s draudimo sistema remiasi privalomumo principu. Transporto priemon\u0117, kurios \u012fprastin\u0117 buvimo vieta yra Lietuvos Respublikos teritorijoje, privalo b\u016bti apdrausta transporto priemoni\u0173 valdytoj\u0173 civilin\u0117s atsakomyb\u0117s privalomuoju draudimu tol, kol ji \u012fregistruota (TPVCAPD\u012e 4 straipsnio 1 dalis).<\/em><\/p>\n

Ta\u010diau TPVCAPD\u012e 4 straipsnio 3 dalyje yra nurodyta, jog: \u201e<...> transporto priemon\u0117s valdytojai negali naudoti patys ir leisti naudoti kitam asmeniui neapdraustos transporto priemoni\u0173 valdytoj\u0173 civilin\u0117s atsakomyb\u0117s privalomuoju draudimu transporto priemon\u0117s.\u201c <\/em>Taigi, viena vertus, TPVCAPD\u012e 4 straipsnio 1 dalyje yra \u012ftvirtinta pareiga nurodytiems asmenims apdrausti transporto priemon\u0119 transporto priemoni\u0173 valdytoj\u0173 civilin\u0117s atsakomyb\u0117s privalomuoju draudimu, ta\u010diau to paties straipsnio 2 dalyje apibr\u0117\u017eiama t\u0173 pa\u010di\u0173 asmen\u0173 pareiga nenaudoti patiems ir neleisti naudoti kitam asmeniui neapdraustos transporto priemon\u0117s. Kyla pagr\u012fstas klausimas, ar pareiga apdrausti transporto priemon\u0119 transporto priemoni\u0173 valdytoj\u0173 civilin\u0117s atsakomyb\u0117s privalomuoju draudimu apima tik transporto priemon\u0117s savininko pareig\u0105 nenaudoti ir neleisti kitam asmeniui naudoti neapdraustos transporto priemon\u0117s?<\/p>\n

Auk\u0161\u010diau min\u0117toje civilin\u0117je byloje Lietuvos Auk\u0161\u010diausiasis Teismas atsak\u0117 \u012f \u0161\u012f klausim\u0105 nurodydamas, jog: \u201e<...> TPVCAPD\u012e 4 straipsnyje nustatyta pareiga apdrausti transporto priemon\u0119 transporto priemoni\u0173 valdytoj\u0173 civilin\u0117s atsakomyb\u0117s privalomuoju draudimu yra bes\u0105lygin\u0117 pla\u010dios apimties pareiga, kuri negali b\u016bti siaurinama tik iki pareigos nenaudoti ir neleisti kitam asmeniui naudoti neapdraust\u0105 transporto priemon\u0119.<\/u> Pastaroji pareiga apima tik vien\u0105 i\u0161 pareigos apdrausti aspekt\u0173, ta\u010diau nesiaurina jos turinio. Kita vertus, teis\u0117j\u0173 kolegija atkreipia d\u0117mes\u012f, kad tai netrukdo taikyti skirting\u0173 draudimo \u012fmok\u0173 atsi\u017evelgiant \u012f atitinkamas draudimo rizikas.\u201c<\/em><\/p>\n

Transporto priemoni\u0173 valdytoj\u0173 civilin\u0117s atsakomyb\u0117s privalomo draudimo sutartimi apdraud\u017eiama draudimo sutartyje nurodyt\u0105 transporto priemon\u0119 naudojan\u010di\u0173 valdytoj\u0173 civilin\u0117 atsakomyb\u0117 d\u0117l \u017ealos padarymo kitiems asmenims. Vertinant tiek Lietuvos Auk\u0161\u010diausiojo Teismo, tiek ir Teisingumo Teismo sprendimus yra ai\u0161ku, jog transporto priemon\u0117, kuri yra registruota Lietuvoje, privalo b\u016bti apdrausta transporto priemoni\u0173 valdytoj\u0173 civilin\u0117s atsakomyb\u0117s privalomuoju draudimu tol, kol yra \u012fregistruota.<\/u> Nesvarbu, net jei tam tikru momentu ji n\u0117ra netinkama va\u017eiuoti d\u0117l savo technin\u0117s b\u016bkl\u0117s, ar transporto priemon\u0117s savininkas tam tikru metu jam priklausan\u010dios transporto priemon\u0117s neeksploatuoja.<\/p>\n

\u012e\u017evalgomis dalinasi HBrokers teisinink\u0117 R\u016bta Kontrimait\u0117.<\/em><\/p>\n

Naudoti \u0161altiniai:<\/strong><\/p>\n

https:\/\/curia.europa.eu\/juris\/document\/document.jsf?text=&docid=240549&pageIndex=0&doclang=lt&mode=req&dir=&occ=first&part=1&cid=6903916<\/a><\/p>\n

http:\/\/www.xn--statymai-9jb.lt\/portal\/start.asp?act=news&Tema=52&str=82519<\/a><\/p>\n

http:\/\/www.teise.pro\/index.php\/2021\/04\/30\/estt-sudaryti-transporto-priemoniu-valdytoju-civilines-atsakomybes-draudimo-sutarti-privaloma-kai-atitinkama-transporto-priemone-yra-iregistruota-valstybeje-nareje-ir-nebuvo-tinkamai-pasalinta-is-ei\/<\/a><\/p>\n

http:\/\/liteko.teismai.lt\/viesasprendimupaieska\/tekstas.aspx?id=57b3047b-e6ad-4b93-8ba6-ba574b21e730<\/a><\/p>\n

https:\/\/www.lrt.lt\/naujienos\/eismas\/7\/1371029\/teismo-sprendimas-net-ir-nenaudojama-transporto-priemone-turi-buti-apdrausta<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

\u012e \u0161\u012f klausim\u0105 2021 m. baland\u017eio 29 d. Teisingumo teismas atsak\u0117 byloje Nr. C-383\/19. Teismas i\u0161nagrin\u0117jo pra\u0161ym\u0105 priimti prejudicin\u012f sprendim\u0105 d\u0117l 2009 m. rugs\u0117jo 16 d. Europos Parlamento ir Tarybos direktyvos 2009\/103\/EB d\u0117l motorini\u0173 transporto priemoni\u0173 valdytoj\u0173 civilin\u0117s atsakomyb\u0117s draudimo ir privalomojo tokios atsakomyb\u0117s draudimo patikrinimo (OL L 263, 2009, […]<\/p>\n","protected":false},"author":6,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[],"class_list":["post-1450","post","type-post","status-publish","format-standard","hentry","category-blog"],"yoast_head":"\nKod\u0117l privaloma sudaryti TPVCA draudimo sutart\u012f?<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/hbrokers.eu\/en\/2021\/05\/01\/ka-reikia-zinoti-apie-civilines-atsakomybes-draudimo-sutarti\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:locale:alternate\" content=\"lt-LT\" \/>\n<meta property=\"og:locale:alternate\" content=\"ru_RU\" \/>\n<meta property=\"og:locale:alternate\" content=\"pl_PL\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Kod\u0117l privaloma sudaryti TPVCA draudimo sutart\u012f?\" \/>\n<meta property=\"og:description\" content=\"\u012e \u0161\u012f klausim\u0105 2021 m. baland\u017eio 29 d. 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